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Earn 4.32% AER (4.25% gross) on your uninvested funds with easy access to your cash

Earn attractive rates of interest on your uninvested cash, with easy access when you need to trade.

Existing Customers

Upgrade your Trading Account to include a Savings Account.

To add a Savings Account today, visit our Account Upgrades page online.
Login now and go to Account Administration/Account Upgrades.

Download now

Alternatively, you can download the Upgrade Form. Please make sure you have read the customer
Terms of Service.

New Customers

New customers will automatically receive a Savings Account when their Trading Account is opened.

Set up my account

Set up a Trading Account and you can trade in a wide range of UK equities and other investment options with shares held electronically on your behalf.

Benefits of the TD Waterhouse Savings Account:

  • A highly competitive interest rate - currently 4.32% AER** (4.25% gross*)
  • Interest rate linked to Bank of England base ratenote
  • Easy access to your cash
  • No restrictions on the number of withdrawals that can be made
  • Interest accrued daily and paid quarterly
  • No minimum balance required
  • 24 hour access online
  • Easy transfers between your Savings and your trading account online or by phone

If you have any queries please call our Customer Services team on 0845 607 6002