Types of Account
Tax efficient Accounts
With a TD Waterhouse Trading ISA you can invest up to £7,200 a year, with the ability to control your own investments.
What is a Self Select Trading ISA?
The Self Select Trading ISA is a Stocks & Shares ISA which offers you a wide range of investment options. It puts you in control of your share portfolio and at the same time protects your growth from Capital Gains Tax.
Who is it for?
The Trading ISA is suitable for you if you:
- want complete flexibility over what you invest in
- want a tax efficient* investment
- buy shares on a regular basis
What can you invest in?
You can tailor your investments to match your own appetite for risk by choosing from:
UK and International Equities, Gilts, Bonds, Investment Trusts, Unit Trusts, OEICs and Exchange Traded Funds.
How much can you invest?
For this tax year you can invest up to £7,200 per year into a Stocks & Shares ISA.
Read about the 2008 ISA Rule changes
Any income received on your Trading ISA, such as dividends or interest, will automatically be credited to the cash balance on your account. It is your decision as to whether you invest or withdraw this income.
What are the other benefits of a Trading ISA?
- Easy to set up
- Online or phone access
- 24/7 access to market information and research tools
- Limit orders
- Real time price quotes
- Price Improvement
- Stockwatch - Virtual Portfolios
- HemscottTM research
- Nominee Facilities
- Email trading confirmations or postal trading confirmations
How much does it cost?
No initial set-up fee. For account valuations of £3,600 and above there is a £0 annual account administration fee. The annual account administration fee for account valuations of £3,599.99 or less is £30 plus VAT. (**Terms apply)
Find out more about interest rates and charges for our Trading ISA account.
When are the tax deadlines?
The tax year begins on April 6th each year. Any investments into a Trading ISA in a single year would need to be funded by 5th April of that tax year.
Are you making the most of your tax free* ISA allowance?
Open a Self Select Trading ISA today:
| You can set up your account online today | Call us now to set up your account | Download a ISA Transfer Form |
|---|---|---|
 |
 |
 |
*Please note that the tax treatment of this product depends on your individual circumstances and may be subject to change in future.
Transfer an existing ISA to us
To transfer an existing ISA to us, simply download and complete our ISA Transfer Form. Return the form to us, inform your existing plan manager and we will do the rest.
Please return all completed forms to:
TD Waterhouse
Exchange Court
Duncombe Street
Leeds
LS1 4AX
Request an ISA Transfer Form by post.
Zero Fee ISA Terms
- These terms only apply to new ISA accounts with TD Waterhouse Investor Services (Europe) Limited opened on or after 1st October 2007. The customer must be 18 or over and a UK resident.
- ISA accounts with a value on the last business day in May each year of £3,600.00 or greater will not be charged an annual administration fee.
- ISA accounts with a value on the last business day in May each year of £3,599.99 or less will be charged an annual administration fee of £30 plus VAT on or around the first business day in June.
