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Top up your ISA today

Top up your ISA online. Login and go to Payments & Transfers/Fund My Account. Or telephone us on 0800 531 6680.

Gap in your subscriptions?

If you have an existing ISA with us but have not subscribed for one year or more, you can reopen your ISA and subscribe in this tax year.

Login and go to Account Administration/ Account Upgrades to reopen your ISA online. Or complete a simple application form for this current tax year - request a pack by post now.

Trading ISA

The Trading ISA is a self select, stocks and shares ISA, which offers a wide range of investment choices. It puts you in control of your share portfolio and at the same time protects your growth from Capital Gains Tax.*


Trading ISA Benefits

  • £0 annual admin fee and no set up fees (Terms apply).
  • Control your own investment by choosing from a wide range of investment options.
  • No Capital Gains Tax on your investment.*
  • Mix and match investments from any fund management group within one ISA.
  • Trade online from £9.95 commission per trade.
  • Trade online or by Telephone.
  • Nominee service - we hold your shares electronically, take care of your paperwork
  • Our new shareholder rights service allows you to remain the beneficial owner and means you are still able to vote and receive shareholder information.



ISA Annual Admin Fee Comparison

Based on a Stocks & Shares ISA valuation of £20,000

TD Waterhouse £0.00
SelfTrade £41.13
Barclays £58.75
Halifax £117.45
Abbey £117.50
The Share Centre £117.50

Information correct at 21/01/10. Fees shown are the equivalent annual fees and are inclusive of VAT. Assumes investment in individual stocks and shares.

What does our stocks and shares ISA offer?

An ISA (Individual Savings Account) lets you invest up to the maximum subscription limit in a qualifying year without paying tax on what you earn from your investment.*

Our self Select Trading ISA puts you fully in control as you decide what to invest in from: UK and international equities, gilts, bonds, investment trusts, unit trusts, OEICs and exchange traded funds.

There is no annual admin fee on accounts valued £3,600 or above with TD Waterhouse.

What can you invest in?

You can tailor your investments to match your own appetite for risk by choosing from:
UK and international equities, bonds & gilts, investment trusts, unit trusts & OEICs and Exchange Traded Funds.

How much can you invest?

From 6th October 2009 the Stocks & Shares ISA subscription limit will increase to £10,200 if you were born on or before 5th April 1960 (that is those who will be 50 years or over in the current tax year).

Any dividends or interest received will be automatically credited to the cash balance on your account. You can choose whether to invest or withdraw this income.

What are the options?
  1. Up to £5,100 of the new allowance can be saved in a Cash ISA, with the remainder of the £10,200 invested into a Stocks & Shares ISA.
  2. The full £10,200 can be invested into a Stocks & Shares ISA with one provider.

Please note that the Trading ISA is a Stocks & Shares ISA. For more information on the regulatory changes due on 6th October 2009 please click here

When are the tax deadlines?

The tax year begins on April 6th each year.

Extended Opening hours

We have extended our opening hours in the run up to the tax year end to make opening or investing in a Trading ISA even easier.

  • Saturday 3rd April our Customer Service Centre is open 9am until 3pm
  • Monday 5th April our Customer Service Centre is open 7:30am until midnight

How much does it cost?

  • No initial set-up fee
  • £0 annual account administration fee For account valuations of £3,600
  • The annual account administration fee for account valuations of £3,599.99 or less is £30 plus VAT. (Terms apply).
  • Trading commissions from £9.95 online.

Trading ISA interest rates and charges - full details.

The value of your investments may go down as well as up. You may not get back all the funds that you invest.

* Please note that the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future.

Open a Trading ISA Today

Online

You can set up your account online today!
Setup My Account Online

Download a Trading ISA Application form

Return the form to us at Customer Accounts Dept.,
TD Waterhouse, Exchange Court, Duncombe Street, Leeds LS1 4AX
Download form

Download a Trading ISA Transfer Application form to transfer ISAs from a previous tax year

Return the form to us at Customer Accounts Dept.,
TD Waterhouse, Exchange Court, Duncombe Street, Leeds LS1 4AX
Download form

By Phone

Existing Customer

Online

You can add a Trading ISA alongside your other trading accounts by visiting our Account Upgrades page online.

Login now and click the Account Administration menu, then select Account Upgrades.
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