The TD Waterhouse Trading ISA is a self select, stocks and shares ISA, which offers a wide range of investment choices. It puts you in control of your share portfolio and at the same time protects your growth from Income Tax and Capital Gains Tax.*

An ISA (Individual Savings Account) lets you invest up to £7,200 in a qualifying year without paying Income Tax and Capital Gains Tax on what you earn from your investment.

Increased ISA Subscription Levels for Investors aged 50 or over

If you are 50 or over on the 5th of April 2010 your annual ISA subscription will be £10,200 per year from the 6th of October 2009. Our self select Trading ISA puts you fully in control as you decide what to invest in from: UK and international equities, gilts, bonds, investment trusts, unit trusts, OEICs and exchange traded funds. With TD Waterhouse there is no annual admin fee on accounts valued £3,600 or above (terms apply).

TD Waterhouse offers 0% initial sales charge on an extensive range of Funds, Unit Trusts and OEICS. With hundreds more with discounts from 0.25% to 0.5%. Our Trading ISA allows you to hold most of these funds within this tax efficient* wrapper. You can trade these funds through our online and telephone dealing services.

The value of your investments may go down as well as up. You may not get back all the funds that you invest.

*Please note that the tax treatment of these products depends on the individual circumstances of each customer and may be subject to change in future.