Frequently Asked Questions

You can invest £10,200 in a year into an ISA. Please note that ISAs opened in previous tax years may still appear to have a lower subscription limit. This is incorrect and will correct itself after your initial subscription for the year.

A subscription is counted as a cash deposit into an ISA account. The subscription date is the day the payment is credited to your account (not when the money is invested into a stock). If you pay by debit card the subscription date is the day you made the payment.

If you do not use all of your ISA subscription in a tax year this will not carry over to the next tax year.

You can transfer an existing cash ISA into a stocks and shares ISA without affecting your yearly subscription. However you cannot transfer from a stocks and shares ISA into a cash ISA.